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Advice, News & Know-how

Professional indemnity

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Are you safe from Getty Images? (Part two)
This is what happens when Getty come knocking. There’s nothing like a real-life tale of woe to help focus the mind.
18/09/2012

Are you safe from Getty Images? (Part one)
If you’ve designed a website using Getty's images, and they haven’t been paid for, you could be in expensive trouble. So, are you safe from Getty Images?
18/09/2012

Professional indemnity insurance explained
It’s a good idea to know what you’re getting before you part with your hard-earned cash. Here's professional indemnity insurance explained in a nutshell.
27/06/2012

What does negligence mean?
What exactly is ‘negligence’? What happens if someone accuses you of it? Knowing the answers is the first step to protecting your business.
10/05/2012

Indemnity claims stories: small error, big problem
Malcolm was on holiday when the office called. Here's what happened next. Another cautionary tale in our series of PI claims stories.
22/02/2012

What’s an insurance excess?
An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium (and vice versa). But not always ...
13/02/2012

How to work out your professional indemnity insurance level of cover
There's no simple answer as every business is different. But here's what to consider when deciding on your professional indemnity insurance level of cover.
09/02/2012

Indemnity claims stories: the accountant
Here's some insight into what a professional indemnity insurance claim feels like. Turns out it's not the end of the world after all.
01/02/2012

The disadvantages of subcontracting your work
Thinking of using freelancers? Find out about the disadvantages of subcontracting your work and get tips on how to avoid being blamed for others' mistakes.
23/11/2011

Business insurance brokers: online or offline?
It’s the 21st century and buying stuff online is easy and, for many, the default choice. But does the same apply to business insurance? 
10/11/2011

Is your insurance ‘any one claim’ or ‘in the aggregate’?
Is your professional indemnity insurance ‘any one claim’ or ‘in the aggregate’? And why does it make a difference? As always, it's all to do with money...
31/08/2011

What is professional liability insurance?
Professional liability insurance, professional indemnity, public liability, personal indemnity. All the same, right? No. Here's why.
01/08/2011