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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Office insurance explained
Office insurance protects the things you use to run your business the same way a home contents policy covers your personal stuff. Here's why you need it.
09/07/2012

Professional indemnity insurance explained
It’s a good idea to know what you’re getting before you part with your hard-earned cash. Here's professional indemnity insurance explained in a nutshell.
27/06/2012

Is the HMRC business entity test just scaremongering?
Is the HMRC business entity test a means to convince contractors their work is subject to IR35 and bag more revenue for the Treasury?
31/05/2012

Business continuity: are you prepared?
Business continuity means making sure your business can continue trading even in adverse circumstances. So why do so many SMEs have no plan B?
15/05/2012

What does negligence mean?
What exactly is ‘negligence’? What happens if someone accuses you of it? Knowing the answers is the first step to protecting your business.
10/05/2012

Business storage and effective archiving
According to crime figures from the Guardian, burglaries are already up 14% on 2011 so security is a key concern and investing in a good quality alarm system is a sensible idea.
01/05/2012

The value of service
What’s more important to you and your business? Getting customers through the door? Or looking after them once they’re with you?
14/03/2012

Indemnity claims stories: small error, big problem
Malcolm was on holiday when the office called. Here's what happened next. Another cautionary tale in our series of PI claims stories.
22/02/2012

IR35: how to keep out the line of fire
IR35 and HMRC. Do you know what's what? Here's how to make sure you're the right side of the line – and stay there.
15/02/2012

What’s an insurance excess?
An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium (and vice versa). But not always ...
13/02/2012

How to work out your professional indemnity insurance level of cover
There's no simple answer as every business is different. But here's what to consider when deciding on your professional indemnity insurance level of cover.
09/02/2012

Indemnity claims stories: the accountant
Here's some insight into what a professional indemnity insurance claim feels like. Turns out it's not the end of the world after all.
01/02/2012