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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Is your insurance ‘any one claim’ or ‘in the aggregate’?
Is your professional indemnity insurance ‘any one claim’ or ‘in the aggregate’? And why does it make a difference? As always, it's all to do with money...
10/03/2026

What are costs inclusive and costs in addition?
If your professional indemnity insurance is 'costs in addition', it pays legal and other costs in a different way to a 'costs inclusive' policy. Here's how.
10/03/2026

Cybersecurity definitions: what means what
A glossary of cybersecurity definitions from PolicyBee - your guide to understanding the terminology of cybercrime.
26/02/2026

The UK micro-business landscape: trends, insights, and statistics 
Read more about the state of the UK's micro-business landscape. With insights and statistics on growth, population, employment, and more.
25/02/2026

How to protect your small business from phishing attacks
Most cyber-attacks and data breaches start with a phishing email. Here's how to protect your small business from phishing attacks.
20/02/2026

Equipment breakdown insurance claims examples
Equipment breakdown insurance is for those times when a bit of kit just stops working. But what does it do and how can it help? Find out...
16/02/2026

Going it alone: self-employed insurance essentials
You might be surprised by how much self-employed insurance you need. It all depends on what you do, where you do it, and how.
09/02/2026

Do you need employers’ liability insurance for contractors?
If you use contractors, you might be wondering if you need insurance. Find out if you do need employers' liability for contractors here.
30/01/2026

What is business legal expenses insurance?
Not quite sure what business legal expenses insurance is for? Here's a quick explanation about how it can help.
13/01/2026

A guide to UK tattoo licence requirements  
Wondering what you'd need to work as a tattooist? A licence for starters...find out more in our guide to UK tattoo licence requirements.
29/12/2025

How does a broker help with insurance claims?
Why should you use a broker? You'll find out when you need help with insurance claims. Here's why they're the difference between a claim being paid or not.
15/12/2025

Hiring your first employee: a step-by-step guide
Hiring your first employee is a big milestone for your business. Here's everything you need to know to make it a success.
12/12/2025