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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Management consultants’ insurance explained
We all know what can happen to best-laid plans. Here's how management consultants' insurance can help if a client doesn't see the cunning in yours.
23/11/2022

What is run-off cover?
Run-off cover is a bolt-on to your professional indemnity. Here's how it works and why you need it to protect your past work even after you stop trading.
15/11/2022

What’s claims made insurance?
Professional indemnity is 'claims made' insurance. Other types of insurance are 'claims occurring'. But what's the difference? And why does it matter?
09/11/2022

What’s retroactive cover?
Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.
22/10/2022

Do I need insurance for my home office?
Can you rely on your existing home insurance policy for cover if you work from home? Or do you need home office insurance? Find out…
13/10/2022

What’s public liability insurance?
What is public liability insurance? A highly useful ally in helping your business survive modern-day compensation culture, that's what. Find out how.
10/10/2022

UK hair and beauty industry statistics 2023
Up-to-date figures and statistics about the UK hair, nail and beauty industry. The facts at your fingertips, all in one place...
06/10/2022

Do agency nurses need their own insurance?
By law, all agency nurses must have nurses' indemnity insurance. Whether or not you need your own policy, depends on your agency.
28/09/2022

How to protect your images online
The web makes it easy for photographers to share work. But how do you protect your images online? Copyright, backup, & some insurance helps
26/08/2022

Recruitment consultant insurance: do you need vicarious cover?
Did you know some recruitment consultant insurance covers the people you place for the work they do, and some doesn't?
11/08/2022

Insurance for tradesmen. What do you need?
Insurance is the tool tradesmen need to protect their business. But what cover should they choose? And what does it do? Find out…
21/06/2022

How business interruption insurance can help your business
Business interruption insurance covers your lost income and additional costs when an unexpected event stops you trading as normal. Here's how.
01/06/2022