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Advice, News & Know-how

Small business advice

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

How to get your property claim paid in full
Underinsure your contents & kit, and the 'average rule' means your insurer might not pay all your property claim. Here's what it means and how to avoid it.
21/07/2014

Travel agent or tour operator? Why it matters for your insurance
Odd question perhaps, but which one are you? Travel agent or tour operator? And why does it make a difference to your insurance? All explained here.
16/07/2014

How to use Getty Images for free
Finding high-quality, legal images to use on your blog can be difficult. Getty have solved that problem for you. Find out how to make the most of it.
13/03/2014

Intellectual property rights: what you need to know
Not all breaches of intellectual property rights are covered by professional indemnity insurance. Here's how to avoid a claim, and protect your own work.
22/01/2014

Self-assessment tax returns for beginners
The deadline for completing your self-assessment tax return online is 31 January. Here's our guide to what it is, and who needs to complete one.
21/01/2014

US contracts and professional indemnity insurance
Not all professional indemnity insurance policies cover US and Canadian contracts. Here's our advice for making sure you don't get caught out.
15/01/2014

What do in the aggregate and any one claim mean?
In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.
05/12/2013

How to use stock images safely
Blogger? Graphic designer? Web designer? Image user? Make sure you get the right licence or risk a hefty fine. Here's how to use stock images safely.
29/11/2013

Top 6 business insurance questions
Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.
06/11/2013

D&O insurance: why you need it
We dug around and found some examples of claims against directors and their companies. Better hope these directors had D&O insurance.
16/05/2013

Should I get directors’ and officers’ insurance?
We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:
08/05/2013

What your insurer wants (and why it matters)
Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.
17/01/2013