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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Self-assessment tax returns for beginners

The deadline for completing your self-assessment tax return online is 31 January. Here's our guide to what it is, and who needs to complete one.

US contracts and professional indemnity insurance

Not all professional indemnity insurance policies cover US and Canadian contracts. Here's our advice for making sure you don't get caught out.

Thinking of freelancing?

Today is the most popular day of the year for people considering revamping their career. Thinking of freelancing? Read this first...

What do in the aggregate and any one claim mean?

In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.

How to use stock images safely

Blogger? Graphic designer? Web designer? Image user? Make sure you get the right licence or risk a hefty fine. Here's how to use stock images safely.

Top 6 business insurance questions

Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.

Should I get directors’ and officers’ insurance?

We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:

What your insurer wants (and why it matters)

Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.

Employers’ liability insurance and Christmas workers

You have a duty to protect temporary staff in the same way as permanent employees. Don't, and you could find seasonal goodwill in short supply.

Are you safe from Getty Images? (Part three)

The dos and don'ts of dealing with a Getty Images licensing claim.

Are you safe from Getty Images? (Part two)

This is what happens when Getty come knocking. There’s nothing like a real-life tale of woe to help focus the mind.

Are you safe from Getty Images? (Part one)

If you’ve designed a website using Getty's images, and they haven’t been paid for, you could be in expensive trouble. So, are you safe from Getty Images?