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freelancers

Freelance, sole trader and self-employed. What’s the difference?

What's the difference between being freelance, a sole trader or self-employed? And what are the legal and tax implications? Find out here...

Do I need employers’ liability for freelancers?

Here's a business insurance question we get asked a lot: do I need employers' liability for freelancers? And here's the answer: it depends...

Most in-demand freelance skills 2020

Data shows the freelance market holding up well and even growing despite the pandemic. Here are the most in-demand freelance skills for 2020.

What insurance does a mobile beauty therapist need?

If things aren't looking good and you work solo, the heat's on you. Here's how to protect yourself with mobile beauty therapist insurance.

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Is short-term professional indemnity insurance worth it?

Can you get away with short-term professional indemnity insurance? Not if you want to sleep easy. It's cheaper but it's much riskier. Here's the low-down.

What does professional indemnity insurance cover?

The easy answer to what professional indemnity covers is ‘claims of negligence made against you by an unhappy client’. But that's only half the story.

Photography equipment insurance in focus

Having the right photography equipment insurance can stop the shutters coming down on your photography business unexpectedly. Here's all you need to know.

Are you covered when you’re working abroad?

In the same way countries have borders, insurance policies have geographical limits. Here's how to avoid having a claim refused because you're off-limits.

Do photographers need insurance?

Our snappy guide to photographers' insurance explains what insurance photographers need and why, from covering your kit to working on location.

What to do when clients don’t pay on time: how to get your invoices paid

When clients don't pay on time, cash flow problems can be the inevitable outcome. Here's how to make sure your invoices get paid.

What level of professional indemnity insurance do I need?

Not sure what level of professional indemnity insurance to get? Here are ten easy steps to help you work out how much cover is right for you.

Professional indemnity or public liability insurance? What’s the difference?

Professional indemnity or public liability insurance? What's the difference and which one do you need? Both, probably. Here's why.