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Freelancers

Freelance, sole trader and self-employed. What’s the difference?

What's the difference between being freelance, a sole trader or self-employed? And what are the legal and tax implications? Find out here...

Do I need employers’ liability for freelancers?

Here's a business insurance question we get asked a lot: do I need employers' liability for freelancers? And here's the answer: it depends...

What insurance does a mobile beauty therapist need?

If things aren't looking good and you work solo, the heat's on you. Here's how to protect yourself with mobile beauty therapist insurance.

Is short-term professional indemnity insurance worth it?

Can you get away with short-term professional indemnity insurance? Not if you want to sleep easy. It's cheaper but it's much riskier...

What does professional indemnity insurance cover?

What does professional indemnity insurance cover? How does it protect you and what are the benefits? Read more to find out...

Are you covered when you’re working abroad?

In the same way countries have borders, insurance policies have geographical limits. Here's how to avoid having a claim refused because you're off-limits.

Do photographers need insurance?

Our snappy guide to photographers' insurance explains what insurance photographers need and why.

What to do when clients don’t pay on time: how to get your invoices paid

When clients don't pay on time, cash flow problems can be the inevitable outcome. Here's how to make sure your invoices get paid.

What level of professional indemnity insurance do I need?

Not sure what level of professional indemnity insurance to get? Here are ten easy steps to help you work out how much cover is right for you.

Professional indemnity or public liability insurance? What’s the difference?

Professional indemnity or public liability insurance? What's the difference and which one do you need? Both, probably. Here's why.

How much professional indemnity insurance do I need?

Deciding how much professional indemnity insurance to buy can be tricky. Here's a helping hand to getting the right amount of protection.

Professional indemnity insurance for bookkeepers

Professional indemnity insurance for bookkeepers offers essential protection if a client says you've got the numbers wrong. Here's how.