Insurance explained

Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.

Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...

Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.

You have a duty to protect temporary staff in the same way as permanent employees. Don't, and you could find seasonal goodwill in short supply.