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insurance explained

Why use an insurance broker?

Don’t pick up the phone to that do-it-all, household-name insurer just yet. There are compelling reasons to use an insurance broker instead.

Recruitment consultant insurance: do you have the right cover?

Did you know some recruitment consultant insurance covers the people you place for the work they do, and some doesn't? Find out what sort you have here.

What’s retroactive cover?

Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.

Professional indemnity or public liability insurance?

Professional indemnity or public liability insurance? What do they do and which one do you need? Both, probably. Here's why.

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Your professional indemnity insurance: can you work internationally?

Clients abroad? Then your professional indemnity insurance may not cover you. Find out about geographical and jurisdictional limits and why they matter.

How much professional indemnity insurance do I need?

Deciding how much professional indemnity insurance you need can be tricky. Here's a helpful guide from PolicyBee to help make sense of it all.

How much professional indemnity insurance is enough?

Wondering how much professional indemnity insurance you should get? Here's what you need to know about choosing the right level of cover.

What’s employment practices liability insurance (EPLI)?

Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.

What’s public liability insurance?

What is public liability insurance? A highly useful ally in helping your business survive modern-day compensation culture, that's what. Find out how.

What is run-off cover?

Run-off cover is a bolt-on to your professional indemnity. Here's how it works and why you need it to protect your past work even after you stop trading.

How much does professional indemnity insurance cost?

One of the most common questions we’re asked is: How much does professional indemnity insurance cost? Here's why there's not (always) a simple answer.

What is directors’ and officers’ (D&O) insurance?

Directors' and officers' insurance is a must if you own or help run a business. That's because you can be held personally liable if things go wrong.