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Insurance explained

Employers’ liability vs public liability insurance: what’s the difference?  

Compare employers' liability vs public liability insurance. Learn the key differences and find out what you need.

Is employers’ liability insurance a legal requirement?

Employers' liability insurance is a legal requirement for almost all businesses in the UK. Here's everything you need to know.

How to choose an insurance broker

Getting the right insurance broker for your business is crucial. Here's a handy list of the key things to think about when choosing one...

What’s claims made insurance?

Professional indemnity and medical malpractice are 'claims made' insurance. Find out what this means and why it matters.

What’s run-off cover and who needs it?

If you're planning to retire or stop trading, you might want to think about adding run-off cover to your insurance. Find out what it is and how it works.

What is employers’ liability insurance: a complete guide

Employers' liability insurance protects you if employees claim for injuries and illnesses they suffer at work. Get it or get a fine from the HSE.

What do insurance companies do?

Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But there's more to it than that.

How to make sure you have insurance for your AI risks

AI is here to stay, which means your approach to insurance needs to change. Here's how to make sure you have insurance for AI risks.

Why use an insurance broker?

Don’t pick up the phone to that do-it-all, household-name insurer just yet. There are compelling reasons to use an insurance broker instead.

Insurance jargon explained

Business insurance jargon is everywhere and makes it difficult to understand your cover. Here are some jargon translations that should help.

How much professional indemnity insurance do I need?

Deciding how much professional indemnity insurance to buy can be tricky. Here's a helping hand in getting the right amount of protection.

Is your insurance ‘any one claim’ or ‘in the aggregate’?

Is your professional indemnity insurance ‘any one claim’ or ‘in the aggregate’? And why does it make a difference? As always, it's all to do with money...