Insurance explained

Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.

What exactly is ‘negligence’? What happens if someone accuses you of it? Knowing the answers is the first step to protecting your business.

Being underinsured can leave you seriously out of pocket and put your future in jeopardy if something goes wrong. Here's how to avoid it.

Feel like your insurer is just pulling numbers out of thin air? Exactly how are insurance premiums calculated? Here's what you need to know.