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Insurance explained

How business insurance claims work

How long does the business insurance claims process take? What happens? Who do I talk to? Here's all you need to know.

Understanding underinsurance

Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.

What does negligence mean?

What exactly is ‘negligence’? What happens if someone accuses you of it? Knowing the answers is the first step to protecting your business.

How not to be underinsured

Being underinsured can leave you seriously out of pocket and put your future in jeopardy if something goes wrong. Here's how to avoid it.

How are insurance premiums calculated?

Feel like your insurer is just pulling numbers out of thin air? Exactly how are insurance premiums calculated? Here's what you need to know.

Cyber insurance for management consultants

Find out how cyber insurance for management consultants saved one unlucky person from a tricky data breach. And the costs that came after.

Cyber insurance for marketing agencies: case study

How cyber insurance for marketing agencies provided business-saving support after an embarrassing data breach.

What are costs inclusive and costs in addition?

If your professional indemnity insurance is 'costs in addition', it pays legal and other costs in a different way to a 'costs inclusive' policy. Here's how.

What insurance do contractors need?

What insurance do contractors need? It's a simple question but it might have you scratching your head. Our guide has all you need to know.

What is business legal expenses insurance?

Not quite sure what business legal expenses insurance is for? Here's a quick explanation about how it can help.

What insurance do I need to open a coffee shop?

Run a coffee shop, café, tea room, or anything in between? Our guide has everything you need to know about coffee shop insurance.

What insurance do personal trainers need?

You help clients achieve their ultimate fitness goals. But what insurance do personal trainers need to keep their business in great shape?