Phone icon
Menu icon
Professional insurance
with a personal touch
We're open as usual
0345 222 5391
Mon-Fri, 9am-5pm, local rate & mobile friendly

insurance explained

What does professional indemnity insurance cover?

The easy answer to what professional indemnity covers is ‘claims of negligence made against you by an unhappy client’. But that's only half the story.

What is professional indemnity insurance?

So, what is professional indemnity insurance and how does it work? It's all about protecting you from the fallout of your mistakes, real or alleged.

Are you covered when you’re working abroad?

In the same way countries have borders, insurance policies have geographical limits. Here's how to avoid having a claim refused because you're off-limits.

Why use an insurance broker?

Don’t pick up the phone to that do-it-all, household-name insurer just yet. There are compelling reasons to use an insurance broker instead.

Sign up to being prepared and protected

Get reliable advice on protecting and fine-tuning your business or charity sent straight to your inbox. Plus, receive other occasional bits we think you'll enjoy, like competitions and offers. We promise not to swamp you, and you can unsubscribe easily.

Sign me up

Recruitment consultant insurance: do you have the right cover?

Did you know some recruitment consultant insurance covers the people you place for the work they do, and some doesn't? Find out what sort you have here.

What’s retroactive cover?

Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.

Professional indemnity or public liability insurance?

Professional indemnity or public liability insurance? What do they do and which one do you need? Both, probably. Here's why.

Your professional indemnity insurance: can you work internationally?

Clients abroad? Then your professional indemnity insurance may not cover you. Find out about geographical and jurisdictional limits and why they matter.

How much professional indemnity insurance do I need?

Deciding how much professional indemnity insurance to buy can be tricky. Here's a helping hand to getting the right amount of protection.

How much professional indemnity insurance is enough?

Wondering how much professional indemnity insurance you should get? Here's what you need to know about choosing the right level of cover.

What’s employment practices liability insurance (EPLI)?

Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.

What’s public liability insurance?

What is public liability insurance? A highly useful ally in helping your business survive modern-day compensation culture, that's what. Find out how.