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Insurance explained

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Insurance jargon explained

Business insurance jargon is everywhere and makes it difficult to understand your cover. Here are some jargon translations that should help.

How much professional indemnity insurance do I need?

Deciding how much professional indemnity insurance to buy can be tricky. Here's a helping hand in getting the right amount of protection.

Is your insurance ‘any one claim’ or ‘in the aggregate’?

Is your professional indemnity insurance ‘any one claim’ or ‘in the aggregate’? And why does it make a difference? As always, it's all to do with money...

What are costs inclusive and costs in addition?

If your professional indemnity insurance is 'costs in addition', it pays legal and other costs in a different way to a 'costs inclusive' policy. Here's how.

Equipment breakdown insurance claims examples

Equipment breakdown insurance is for those times when a bit of kit just stops working. But what does it do and how can it help? Find out...

What’s claims made insurance?

Professional indemnity and medical malpractice are 'claims made' insurance. Find out what this means and why it matters.

Going it alone: self-employed insurance essentials

You might be surprised by how much self-employed insurance you need. It all depends on what you do, where you do it, and how.

What is business legal expenses insurance?

Not quite sure what business legal expenses insurance is for? Here's a quick explanation about how it can help.

How does a broker help with insurance claims?

Why should you use a broker? You'll find out when you need help with insurance claims. Here's why they're the difference between a claim being paid or not.

Understanding underinsurance

Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.

What insurance do I need for my business?

What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.

What’s employment practices liability insurance (EPLI)?

Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.