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Insurance explained

What are costs inclusive and costs in addition?
If your professional indemnity insurance is 'costs in addition', it pays legal and other costs in a different way to a 'costs inclusive' policy. Here's how.
10/03/2026

Equipment breakdown insurance claims examples
Equipment breakdown insurance is for those times when a bit of kit just stops working. But what does it do and how can it help? Find out...
16/02/2026

Going it alone: self-employed insurance essentials
You might be surprised by how much self-employed insurance you need. It all depends on what you do, where you do it, and how.
09/02/2026

What is business legal expenses insurance?
Not quite sure what business legal expenses insurance is for? Here's a quick explanation about how it can help.
13/01/2026

How does a broker help with insurance claims?
Why should you use a broker? You'll find out when you need help with insurance claims. Here's why they're the difference between a claim being paid or not.
15/12/2025

Understanding underinsurance
Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.
26/11/2025

What insurance do I need for my business?
What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.
28/10/2025

What’s employment practices liability insurance (EPLI)?
Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.
17/10/2025

Professional indemnity insurance for IT professionals
IT industry insurance isn't always straightforward. With so many different roles, come so many different risks. Find out what cover you need.
16/10/2025

Cyber insurance for MSPs (managed service providers)
MSPs are an attractive target for cybercriminals. Find out why cyber insurance matters, what it covers, and how it protects MSPs.
14/10/2025

What insurance does a limited company need?
What does being 'incorporated' mean for your business? And what kind of insurance does a limited company need? Find out in this guide.
12/09/2025

What insurance do I need as a freelancer?
Making do without an employer means you need all the help and support you can get. Insurance for freelancers protects you from the worst.
08/09/2025