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Insurance explained

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Real-life professional indemnity insurance claims examples

These professional indemnity insurance claims examples serve as a warning of what can go wrong, and how much it costs.

Small business insurance costs explained

It's time to dispel the myths around small business insurance costs. Here's how your insurer decides what you'll pay. And why.

What’s run-off cover and who needs it?

How run-off cover works with professional indemnity insurance. And why you need it to protect your past work even after you stop trading.

Professional indemnity or public liability insurance? Do you need both?

Professional indemnity or public liability insurance? What's the difference and which one do you need? Both, probably. Here's why.

Professional indemnity insurance costs explained

So, how much does professional indemnity insurance cost? Here's why there's not (always) a simple answer...

Understanding underinsurance

Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.

What does negligence mean?

What exactly is ‘negligence’? What happens if someone accuses you of it? Knowing the answers is the first step to protecting your business.

How not to be underinsured

Being underinsured can leave you seriously out of pocket and put your future in jeopardy if something goes wrong. Here's how to avoid it.

Cyber insurance for management consultants

Find out how cyber insurance for management consultants saved one unlucky person from a tricky data breach. And the costs that came after.

Cyber insurance for marketing agencies: case study

How cyber insurance for marketing agencies provided business-saving support after an embarrassing data breach.

What are costs inclusive and costs in addition?

If your professional indemnity insurance is 'costs in addition', it pays legal and other costs in a different way to a 'costs inclusive' policy. Here's how.

What insurance do contractors need?

What insurance do contractors need? It's a simple question but it might have you scratching your head. Our guide has all you need to know.