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Insurance explained

What insurance do I need as a freelancer?

Making do without the security of an employer means you need all the help and support you can get. Insurance for freelancers helps keep you safe.

Do I need employers’ liability for freelancers?

Here's a business insurance question we get asked a lot: do I need employers' liability for freelancers? And here's the answer: it depends...

What’s malpractice insurance and why is it different to professional indemnity & public liability?

Find out how treatment malpractice insurance protects you if you injure a client. Also, why professional indemnity and public liability can't help.

Do charities need professional indemnity insurance?

Do charities need protection from being sued? It depends what you do. Find out if you need professional indemnity insurance for charities.

Do I need insurance to sell things on Etsy?

Etsy may not make insurance compulsory for sellers on its platform, but there are still plenty of reasons you should have it. Here's why.

How hypnotherapy insurance gives you peace of mind

Hypnotherapy insurance helps takes the stress out of practicing. Here's how it protects your business, plus other ways to reduce your risks.

eBay sellers: here’s why you need insurance

If your online business relies on eBay sales, it's a good idea to protect your profits with eBay seller's insurance. Here's why.

5 things to ask about e‑commerce insurance

Think you know exactly what e-commerce insurance does and doesn't cover? Here are 5 key questions to ask, so you don't end up out of pocket.

Is short-term professional indemnity insurance worth it?

Can you get away with short-term professional indemnity insurance? Not if you want to sleep easy. It's cheaper but it's much riskier...

What does professional indemnity insurance cover?

What does professional indemnity insurance cover? How does it protect you and what are the benefits? Read more to find out...

What is professional indemnity insurance?

So, what is professional indemnity insurance and how does it work? It's all about protecting you from the fallout of your mistakes, real or alleged.

Are you covered when you’re working abroad?

In the same way countries have borders, insurance policies have geographical limits. Here's how to avoid having a claim refused because you're off-limits.