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Insurance explained

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What insurance do I need for my business?
What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.
01/12/2022

What’s claims made insurance?
Professional indemnity and medical malpractice are 'claims made' insurance. Find out what this means and why it matters.
09/11/2022

What’s retroactive cover?
Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.
22/10/2022

Do I need insurance for my home office?
Can you rely on your existing home insurance policy for cover if you work from home? Or do you need home office insurance? Find out…
13/10/2022

Recruitment consultant insurance: do you need vicarious cover?
Did you know some recruitment consultant insurance covers the people you place for the work they do, and some doesn't?
11/08/2022

Insurance for tradesmen. What do you need?
Insurance is the tool tradesmen need to protect their business. But what cover should they choose? And what does it do? Find out…
21/06/2022

How business interruption insurance can help your business
Business interruption insurance covers your lost income and additional costs when an unexpected event stops you trading as normal. Here's how.
01/06/2022

How equipment breakdown insurance avoids breaking the bank
Equipment breakdown insurance is for those times when a bit of kit just stops working. But what does it do and how can it help? Find out...
24/05/2022

What insurance does a limited company need?
2020 saw the highest number of companies incorporated on record in the UK. But what kind of insurance does a limited company need? Find out
11/04/2022

What’s an insurance excess?
An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium. But not always...
13/02/2022

Professional indemnity insurance for IT professionals
IT industry insurance isn't always straightforward. With so many different roles, come so many different risks. Find out what cover you need.
09/02/2022

What insurance do sole traders need?
Public liability? Professional indemnity? What insurance do sole traders need and why should they have it?
21/01/2022