Insurance explained

How does insurance for interior designers help? It's a friend with deep pockets if things go wrong. No use crying over spilt paint.

Civil liability is being responsible for actions and practices that could damage others, but that aren't criminal. As a business, that matters.

This is one of the biggest changes to insurance since, well, ever: here's The Insurance Act 2015 explained. Or at least, the important bits.

Many estate & letting agents don't realise their professional indemnity doesn't cover them for doing a legionella assessment. Here's what you need to know.