Insurance explained

You might be surprised by how much self-employed insurance you need. It all depends on what you do, where you do it, and how.

Civil liability is being responsible for actions and practices that could damage others, but that aren't criminal. As a business, that matters.

This is one of the biggest changes to insurance since, well, ever: here's The Insurance Act 2015 explained. Or at least, the important bits.

Why should you use a broker? You'll find out when you need help with insurance claims. Here's why they're the difference between a claim being paid or not.