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Insurance explained

What insurance do IT contractors need?

You may be careful, but things can go wrong. IT contractors insurance requirements include professional indemnity, public liability and employers' liability

Professional indemnity cover: 5 reasons you don’t need it

You might think you need professional indemnity cover, but we're going to give you five solid reasons why you don't. And we're serious. Really.

Do architects need insurance?

Here's why architects need insurance. This architect's professional indemnity claim protected her after she got into hot water trying to help her client.

Cyber insurance for recruitment agencies

What's the cost of a cyber-attack? Here's how one recruitment consultant found out the hard way. And how her cyber insurance paid the bill.

Insurance for interior designers explained

How does insurance for interior designers help? It's a friend with deep pockets if things go wrong. No use crying over spilt paint.

Going it alone: self-employed insurance

You might be surprised by how much self-employed insurance you need. It all depends on what you do, where you do it, and how.

What is civil liability?

Civil liability is being responsible for actions and practices that could damage others, but that aren't criminal. As a business, that matters.

The Insurance Act 2015 explained

This is one of the biggest changes to insurance since, well, ever: here's The Insurance Act 2015 explained. Or at least, the important bits.

How does a broker help with insurance claims?

Why should you use a broker? You'll find out when you need help with insurance claims. Here's why they're the difference between a claim being paid or not.

Do sole traders need employers’ liability insurance?

Knowing exactly what sole trader insurance you need can be confusing. Do you need employers' liability insurance? Find out here.

What legionella assessments mean for your professional indemnity insurance

Many estate & letting agents don't realise their professional indemnity doesn't cover them for doing a legionella assessment. Here's what you need to know.

Why insurance for online retailers is a good buy

What makes insurance for online retailers a good buy? Probably the fact it helps to keep your virtual shop open all hours. Here's how...