Want to reduce your risk? Then the security that comes with knowing you've got the might of an insurer behind you is not to be sniffed at.
Can you get away with short-term professional indemnity insurance? Not if you want to sleep easy. It's cheaper but it's much riskier...
Find out how web designer insurance helps if your work is attracting attention for all the wrong reasons. What it is, what it does and why you need it.
Freelancer or subcontractor? What's the difference? Does it matter? It does if you use either and want to call on your professional indemnity insurance.