We're here to help
0345 222 5391
Mon-Fri, 9am-5pm

Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

What’s claims made insurance?
Professional indemnity and medical malpractice are 'claims made' insurance. Find out what this means and why it matters.
20/07/2026

What’s run-off cover and who needs it?
If you're planning to retire or stop trading, you might want to think about adding run-off cover to your insurance. Find out what it is and how it works.
20/07/2026

Do sole traders need employers’ liability insurance?
Knowing exactly what sole trader insurance you need can be confusing. Do you need employers' liability insurance? Find out here.
07/07/2026

Do I need employers’ liability insurance for work experience students?
Your workforce's wellbeing is your responsibility. Here's why you need employers' liability insurance for work experience students.
03/07/2026

Do I need employers’ liability insurance for freelancers?
Not sure whether you need employers' liability insurance for freelancers? Here's everything you need to know and why.
01/07/2026

What is employers’ liability insurance: a complete guide
Employers' liability insurance protects you if employees claim for injuries and illnesses they suffer at work. Get it or get a fine from the HSE.
18/06/2026

How to choose an insurance broker (and which questions to ask)
Getting the right insurance broker for your business is crucial. Here's a handy list of the key things to think about when choosing one...
05/06/2026

What do insurance companies do?
Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But there's more to it than that.
02/06/2026

UK charity and not-for-profit statistics (and what they mean for your charity)
How many charities are there in the UK? How many people do they employ? And what do they do? Find out with our latest UK charity statistics.
28/05/2026

Where to buy professional indemnity insurance (and what to look out for)
Where's best to buy professional indemnity insurance? Direct, through a broker or price comparison websites? We weigh up the pros and cons...
22/05/2026

The average cost of a data breach for a small business
Find out how much a data breach can cost small businesses. (Spoiler: a lot.) Plus, what you can do to protect yourself against cyber-attacks.
18/05/2026

Does my charity need employers’ liability insurance for volunteers?
The Charity Commission recommends protecting your volunteers with employers' liability insurance. Here's what it does and why you need it.
15/05/2026