School of Risk

You don’t have to be an insurance genius to protect your business.

You just need to know someone who is.

Problem solved.


Latest advice

What is civil liability?

What’s civil liability and why do I need to know?

Civil liability.

Heard the term a thousand times before but not sure what it means? You’re not alone. It sounds like something that belongs in a law court rather than in everyday life.

So why does it matter?

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What's an employer reference number?

Don’t know what an employer reference number is? Not sure why you need one? Can’t remember if you have one?

No problem. Here’s why your employer reference number (ERN) is important; to you, to us and to your insurance.

(Warning: acronyms ahead. Lots of them.)


What’s an ERN?

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